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  • What is FlashCash
    FlashCash is Moxey dollars that exist in your account for a short period of time, following your referral of another Moxey member. The amount of FlashCash you receive depends on which work field the new member falls under. The list of Gold, Silver, and Bronze members is under our FlashCash page on the Moxey website.
  • How Does the Community Fee Work
    As a general rule, Moxey members should try to balance their buying and selling within a 90-day time frame or “window” as we often refer. The longer the time that excess currency sits beyond this “window”, the more harmful to the Moxey economy. So we have developed a Community Fee to take the place of the current renewal fee. Members who operate within this “window” or have a negative Moxey balance, have no Moxey Community Fees at all. Most of the members fall into this category and have no monthly fee, but if your account is beyond the window, this fee is applied. We look at your Moxey balance and determine through formula, which portion of your balance is in the 90-day window, which is 91-365 days old, which is 1-3 years old, and which is over 3 years old. This fee charges a 0.5% fee on Moxey dollars 91-365 days old, 1.5% on Moxey dollars 1-3 years old, and 4.5% on Moxey dollars over 3 years old. If there is any fee to be applied, the minimum fee is $1. The Moxey Community Fee is entirely waived for those reaching their “Spending Target” for the month. Your “Spending Target” is basically equal to your average monthly sales plus 10% of any remaining balance and can be viewed when signed-in to the Moxey Mobile App or
  • Are there tax advantages to trading?
    Trade income is the same as cash income for tax purposes. There are no inherent tax advantages. Trading should be considered a marketing tool, not a tax tool. As with cash income, trade purchases that are business related are tax deductible.
  • How does Moxey Memphis profit?
    While there are no charges to the seller, there is a standard cash transaction fee of 10% charged to the buyer for each trade transaction. This fee is necessary to maintain the operating costs of the Exchange. This fee is automatically deducted from your CRA (cash reserve account).
  • Why a commission fee?
    Moxey Memphis, like all other businesses, requires cash to provide the services our members enjoy. Our operating costs are paid from your small commission fee. The new customers and cash flow savings that you enjoy, return to you between 4 and 9 times your costs!
  • Who should I use trade?
    Just about any business with surplus capacity or inventory can benefit from our association. Trade works particularly well during periods of weak cash flow. Trading allows them to use excess capacity to fund the purchase of goods and services they need to operate their business such as printing, signs or advertising.
  • I already trade on my own; why should I join Moxey Memphis?
    You should expand the advantages that trade offers. One-to-one trading limits you to spend with only one business. With Moxey Memphis, you are able to spend your trade with any other trading member of the exchange, not just the one you sold to!
  • Can I Control How Much I Trade?
    Every company has a different trade tolerance level. Our Members retain ultimate control over how much they trade by utilizing “standby” status. This alerts the members that you are currently not accepting Trade Dollars. Members on “standby” are denoted as such on the Member Listing.
  • What If I Don’t Have Enough In My Account?
    Our organization is much like a bank or credit union. Check with our office to see if you qualify for an Interest-Free Credit Line . Arrangements can sometimes be made to facilitate purchases in advance of anticipated receipts.
  • What Percentage of my Business Should Be Done In Trade?
    Many experts recommend that trading be kept to no more than 10% – 15% of total business receipts. However, some industries can absorb as much as 30% of their volume in Trade without seriously affecting their cash flow. Speak with a Moxey Memphis Broker or your CPA to determine what levels are healthy for your business.
  • How will other members find out about me?
    One of our jobs is to promote your business to other members. Moxey Memphis will promote your goods or services to other members via our email flashes, membership directory, mailing lists and direct telephone contact, and in face-to-face meetings with our members.
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